Loan / Lender Matrix   as of 1/20/2009 pls make sure we have a broker agreement with lender before loan is submitted

95-100% LTV  

Americorp Financial  800-233-1574 Teresa  580 full doc 620 stated ,easy underwriting

Equifirst Chris Bronson 407-230-5458 580 full doc  620 stated

 

100% Wage Earner  W2 Stated Income

The Mortgage Warehouse 888-522-4407   509-892-9014  95% as low as 580 score

 

Condo Conversions

DCS Wholesale 813-839-5631 fax  Karen Conroy

Century Financial Funding  Robert Glazer 954-267-9899  fax 954-772-9436

 

Construction Perm

Natioanl City Mortgage  Greg Peele 407-389-3900

Bismark Mtg  800-350-7199  

 

Down Payment Assistance

IFMC      Perry Taylor  386-717-2091

National Home   888-4874663

SHIP  Seminole County  407-665-7384

SHIP Orange County  407-836-5171

 

Foreign Nationals   and Non-Permanent Resident Aliens  (has work permit or visa)

Countrywide  90% ltv NPRA's  75% Foreign Nationals

British Mortgages Abroad   407-396-9914

 

Hard Money Lenders  (really bad credit)

Eastern Savings Bank Terry Fahey  800-787-3684 ltv's up to 75%

 

Heloc's and Seconds

Trust One  888-508-7878   down to 580 score, 125% at 640, stated to 620

American Home Equity  877-894-9498   behind neg am, 6 mo seasoning, no assets req'd

National City   407-310-0162  89.9% cltv  640 score    95-100%  cltv 660 score

 

Highest Credit Score

 

Investor Loans

C&G Financial  800-608-5515  100% stated, 95% stated 660, 90% stated 620

Protofund  800-669-5363  95% cltv to 620, 90% stated to 620, Flips ok

Rapid Rehab Funding  303-729-0215  80% of purchase and 80% of flip  corp's ,llc's ok

 

IRA  Non-recourse loans (investment properties only)

North American Savings   Jason Zook   866-735-6272

 

Low Credit Scores       foreclosure,bankruptcy etc

Yale Mortgage  800-327-9937    no dock hard equity

Eastern Savings Bank Terry Fahey  800-787-3684  sub 500 ok, ltv's up to 75%

Protofund  800-669-5363   80% ltv to 500 score

Miscellaneous Loans

Trust or Corp loans   Eastern Savings Bank Terry Fahey  800-787-3684 

Flips   Protofund  800-669-5363  95% cltv to 620, 90% stated to 620, Flips ok

 

Mortgage Lates OK

 

No Appraisal

 

No Fico and No Tradelines

Lime     877-270-3838    no trades 80% w 500 score  75% stated w/500 score

Master Financial  786-262-9411  95% ltv 100% cltv  no tradelines

 

No Verification of Rent

Lime     877-270-3838    no trades 80% w 500 score  75% stated w/500 score

Countrywide 

 

Owner/Builder Loans  owner builds own house  

Bismark Mtg   800-350-7199  

 

Payment Option ARMs  

Washington Mutual        95% ltv    Margie Telley 407-484-1009 

Phoenix Funding  

Reliance Wholesale Lending    866-420-6343    No Ratio,Stated,No Employment     90% ltv

 

Reverse Mortgages

Home Nest Egg      800-973-5750 George James 904-725-5750

Wells Fargo   303-441-2001 Tim Granville

 

Commercial Loans

Commercial Lending,Inc. 407-841-2312 Hard Equity 75% ltv
interest only, 3 lender points, no prepay penalty,no credit or appraisal

Temecula Valley Bank 904-727-7535  SBA's and stated income

Biscayne Capital Group Scott Marchand  561-633-0636 Hard Money Loans

Premier Commercial   Jeremy Reichelt  856-667-7775 scores as low as 575-580

All State Commercial Sean Justiniano 954-752-1707 x223  90% ltv stated 600 score

Commercial Mortgage Fund USA Aileen Diamond 516-541-8500 x108 Hard Money

Interbay Funding 866-468-3722 large commercial lender

Mercantile Commercial Capital 407-786-5040 Chris Hurn  SBA Loans

CPCF,Inc Willis Kirk 904-268-8196  800-333-9893 x108  Church Loans

BCI Funding 800-807-0840 Church Loans

Pinnacle Commercial Jim Levie 407-805-0503  90% ltv owner occupied
80% ltv Stated score as low as 600

Ilmarin Financial Services Paul Guaraldi 954-759-4544 95% ltv owner occupied min 33%

PetroMAC 202-748-0230  Gas stations and Convenience stores

Point Center Financial  800-544-8800 large lender